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Should You Get a Mortgage Online?

Unless you’ve got a lump sum of cash to put down, getting a mortgage is part and parcel of buying a home. Luckily, there are plenty of different mortgage products and sources available these days to accommodate the varying types of buyers out there and the unique financial situations they’re in.

9 Home Cooling Mistakes That Are Costing You

California is known for its perpetual summers, allowing residents to enjoy outdoor time year round. But with this climate comes hot temperatures, especially during certain times of the year. Air conditioners are a homeowner’s best friend, and these systems work hard to keep your indoor air cool and comfy.

What Repairs Provide Sellers With the Highest ROI?

Updating and upgrading your home is a great idea if you plan to sell any time soon. After all, you want to put your best foot forward and showcase your home in the best possible light in order to attract as many buyers as you can.

Your home’s condition and how it shows to buyers plays a central role in your ability to sell in a reasonable amount of time and for a high price.

Conventional Vs FHA Home Loan: Which Should You Choose?

FHA loans are known for being somewhat easier to get approved for since their credit requirements tend to be less stringent than conventional loans and down payment amounts don’t have to be as high. But with conventional loans, you might have a little more freedom as far as loan amounts and the types of properties that they can be used to finance.

7 Tips For Buying a Retirement Home

It’s quite common for people who are nearing retirement age to consider moving from their family home and into one that better meets their newfound needs. What you may have needed in a home when you’re in your 30s and 40s might be quite different than what you need in your 60s and beyond.

What Exactly is a “Second Mortgage”?

When you buy a home, you normally take out a mortgage to finance such a huge purchase. That’s considered your first mortgage.

But have you ever heard of “second mortgages?” What exactly are they? And why would you ever need one?

What Happens if the Home Fails the Home Inspection?

It’s pretty common for home inspections to be part of the home buying process. In fact, it’s highly recommended that buyers insert a home inspection contingency in their real estate agreements in order to protect themselves should something be found that could sway their decision to carry on with the transaction.

Is a Rent-to-Own Program Right For You?

What if there was a way to pay rent and not have to come up with a massive down payment for a home, but end up owning your home at the end of the day?

There is, and it’s called a “rent-to-own” program.

Getting approved for a traditional mortgage these days can be tough, especially with the rising price of homes.