Why Sellers Should Be Flexible With Their Showing Times

Before a buyer decides to put in an offer on a home, they’ll need to see the property in person first. Visiting homes and checking them out in great detail is an integral part of shopping for real estate. Considering the magnitude of such a purchase, buyers will want to make certain that they’re getting what they pay for, and visiting in person is the way to do that.

Why Do Mortgage Lenders Require a Home Appraisal?

There are so many factors that go into finalizing a mortgage for a home purchase. Aside from the obvious factors – such as your credit score, income, and down payment – the house itself needs to pass the test in order for your lender to agree to provide you with a mortgage.

Should You Get a Mortgage Online?

Unless you’ve got a lump sum of cash to put down, getting a mortgage is part and parcel of buying a home. Luckily, there are plenty of different mortgage products and sources available these days to accommodate the varying types of buyers out there and the unique financial situations they’re in.

9 Home Cooling Mistakes That Are Costing You

California is known for its perpetual summers, allowing residents to enjoy outdoor time year round. But with this climate comes hot temperatures, especially during certain times of the year. Air conditioners are a homeowner’s best friend, and these systems work hard to keep your indoor air cool and comfy.

What Repairs Provide Sellers With the Highest ROI?

Updating and upgrading your home is a great idea if you plan to sell any time soon. After all, you want to put your best foot forward and showcase your home in the best possible light in order to attract as many buyers as you can.

Your home’s condition and how it shows to buyers plays a central role in your ability to sell in a reasonable amount of time and for a high price.

Conventional Vs FHA Home Loan: Which Should You Choose?

FHA loans are known for being somewhat easier to get approved for since their credit requirements tend to be less stringent than conventional loans and down payment amounts don’t have to be as high. But with conventional loans, you might have a little more freedom as far as loan amounts and the types of properties that they can be used to finance.

7 Tips For Buying a Retirement Home

It’s quite common for people who are nearing retirement age to consider moving from their family home and into one that better meets their newfound needs. What you may have needed in a home when you’re in your 30s and 40s might be quite different than what you need in your 60s and beyond.

What Exactly is a “Second Mortgage”?

When you buy a home, you normally take out a mortgage to finance such a huge purchase. That’s considered your first mortgage.

But have you ever heard of “second mortgages?” What exactly are they? And why would you ever need one?