8 Factors That Play Key Roles in Determining Your Mortgage Rate

If you’re planning to buy a home in the near future, you’ll want to get the lowest interest rate possible on your mortgage. Even the difference of a fraction of a percent can save you tens of thousands of dollars over the life of your home loan.

INFOGRAPHIC: Interesting Stats on the Relationship Between Real Estate and Social Media

What Your Home’s Decor Says About Your Personality

Have you ever thought about why you decorated and furnished your home in a certain way? While you may not realize it, your home’s decor says a lot about you. Whether or not the vibe given off by your style accurately reflects your personality, people who visit your home will likely form an opinion about you just by glancing at your interior decor.

What’s the Difference Between a Construction Loan and Traditional Mortgage?

If you’re buying a home, odds are you’ll need to take out a mortgage to finance such a large purchase. But if you’re planning to build your own home from scratch, the type of financing you get to cover the cost of construction will differ.

INFOGRAPHIC: Housing Outlook For 2018

Homebuyers: How to Tell if You’re Getting a Good Deal

Buyers are always looking for the best deal on a home. After all, why pay more for a home than necessary? When it comes to a major purchase like real estate, the prospect of getting a deal becomes much more attractive. You’re talking hundreds of thousands of dollars, so the more you can shave off the listing price, the better, obviously.

Using Your 401(K) or IRA For Your Down Payment

If you’re planning to buy a home in the near future, you’ll need some form of down payment to secure a mortgage. The thing is, it can be downright difficult to gather up the funds needed to put a decent-sized down payment towards your home purchase.

Pros and Cons of Buying a Timeshare

Timeshares have been popular vacation options for many Americans over the years, allowing them to essentially “own” their vacation properties without outright buying real estate. Buyers can purchase their vacations in advance and use their vacation properties under specific terms, typically for the same amount of time each year.